Neomint is a new way to pay for monthly expenses with advance cashback. Neomint helps you with a well-planned budget and responsible spending habits for managing finances and achieving savings.

We are a financial technology company that connects you to your favorite merchants and helps you save more. Similar to Robinhood, Chime, Wise, and other popular financial technology products, Neomint is not a bank.

Neomint helps you allocate funds to manage your essential expenses at your favorite stores. Deposit funds to Neomint via bank transfer or paycheck, allocate funds to your favorite merchants in the Neomint app, and earn advance cash back. No interest, no hidden fees, no overdraft fees.

Our vision is to help connect consumers and merchants to enable savings and share with each other. We want to strengthen the relationship. You get rewarded for being a loyal customer and merchants appreciate your loyalty.

At launch, Neomint will be available to anyone 18 years or older that can provide proof of a U.S. address, has a bank account.

We work with your favorite merchants on your behalf for being a loyal customer for allocating funds on a recurring basis. Merchants appreciate these allocations to manage business more efficiently. Merchant savings from this efficiency are passed to you as advance cashbacks.

Neomint issues cash back rewards on a virtual debit card that can be used anywhere where a visa/mastercard is accepted.

Advance cashback is issued instantly when funds are allocated to merchants. You can choose to spend anywhere and it's not tied to any specific merchant.

Initially, We plan to introduce a 7 day window per month to allocate your funds. For example, you can choose to allocate $400 to once every month on 1-7th of month or 15-22nd of the month. As we scale, we will enable more flexibility.

Current payment methods provide no incentives or cashback. By allocating the funds in a time window, merchants can access these funds to create value and provide savings which are passed on to you. If there is no time window, there is no predictability for merchants to enable saving and is similar to current payment options.

Your allocated funds never expire like it does with FSA at year end. For example, if you allocate $400 to a merchant and use only $300, you will carry over the remaining $100 to next month for that merchant.

Initially, in early stages of Neomint you cannot withdraw allocated funds. As we grow, we have plans to liquidate your funds in future.

No, we want to help you save more, not make you pay more. There are no membership fees, annual fees, or minimum purchases required. You are incharge of your fund allocation based on your financial goals.

Neomint App is under construction. You can join the waitlist for App access or sign up today to earn cashback right away via our website. Be an early adopter, we have a surprise for early adopters as we scale. Our mantra is to reward people who question the status quo. We share our growth with early adopters.

You don't have to wait for the app to be ready to earn cashback. Purchase cash/gift card for yourself for a specific merchant and send us proof of purchase to accumulate cashback. We return cashback as an Amazon gift card or cash via Venmo.